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Dental insurance, or a dental discount plan?

Thursday, Jul. 8th 2010 10:27 AM

So I am a little undecided on which to get.  Since I would like to see a dentist right away without having all the waiting periods that are in the dental insurance plan I’ve seen, a discount plan seems good.

But what am I missing if I get a discount plan instead of dental insurance?  If I wait out the waiting periods would I have better coverages therefore in the long run having  dental insurance would be better then a discount plan?

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One Comment on “Dental insurance, or a dental discount plan?

  1. Troy Hill Says:

    Really the choice is yours. A dental discount plan as many benefits. They normally start right away you have no waiting periods and you will get a discounted saving off of any type of dental service.

    On a discount plan you do need to stay within the network plan dentist. I suggest before buying a dental discount plan you call the dentist to confirm that they are still taking the plan. Note under a dental discount plan you pay for everything just at a much lower cost or discount rate.

    Dental insurance and how they work would depend on the plan you are reviewing. However if you read the plans terms and conditions you then only have to choose what you think best fits your own needs.


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